![]() Additionally, the survey now contains a comprehensive catalog of state usury laws, including applicable allowable interest rates. The information provided in this 50-state survey of consumer finance licensing laws allows users to see similarities and differences across licensing schemes in all 50 states and Washington, D.C., and allows industry, particularly new entrants, a clear look at state compliance requirements. Those recommendations included the creation of this 50-state survey of consumer finance licensing laws for reference use by regulators, industry, consumer groups and other stakeholders. The group released a series of recommendations for state regulators to consider when streamlining nonbank supervision. The FIAP engaged with the CSBS Emerging Payments and Innovation Task Force and other state regulators to identify actionable steps for improving state licensing, regulation, and non-depository supervision and for supporting innovation in financial services. As part of the Vision 2020 initiative, CSBS convened a Fintech Industry Advisory Panel (FIAP) designed to support state regulators’ increased efforts to engage with financial services companies involved in fintech. ![]()
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